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I dunno.prowlersfish wrote:powder coating Never seems to hold up in the marine environment at least around salt water. IMO it has no place on a salt water boat.
Maybe they won't say anything and just write you a quote and collect your premiums. Generally speaking though, when you alter a safety feature (or remove it) and later have an accident/injury whereby you initiate a claim, you are unlikely to be covered if its later determined that you disabled/removed a feature that was originally included in the build which could have prevented/mitigated the incident. This type of modification would definately be worth mentioning to your agent when you initially purchase coverage as to avoid a dispute in the future if and when it is ever necessary to submit a claim. I don't know every line in the standard risk analysis for yacht insurance off the top of my head, but you can bet they calculate differently for having a bow rail and not having one much in the way they calculate for having an automatic fire supression system vs. a manually operated one, and its reflected in the premium you pay. Its important to note the difference between equipment deleted from the original build, equipment not present in the initial build, and equipment added/modified since the original build.prowlersfish wrote:Whats your insurance company gonna say ? Nothing I would Guess
I don't want to make a protracted discussion out of the bowrail issue, but as a guy who just got a $75,000 payout on insurance, dot yout I's and cross your T's. If you make mods, you need to point them out to the underwriter. We wouldn't be here having me tell you to be specific on an insurance polcy in a Trojan forum if I still owned a Sea Swril..........prowlersfish wrote:Insurance will go by the survey that will include photos , so there should be no worry if they wright the policy . That bow rail won't catch you if slip and slide anyway , only if you reach up and grab good luck LOL
prowlersfish wrote:That looks good . Would look even better without the bow rail
and turned to crap 
F36 fishing tomorrow ( hacked up with diesels and custom hard top and full color electronics, life raft custom ,crane and dingy ) What time we leaving?prowlersfish wrote:Easy now ,
He is customizing ,not hacking up . It will be a hell of a lot better boat then he started with . a lot different then putting Bling on a Benz .
May take my hacked up and turned to crap F36 fishing tomorrow ( hacked up with diesels and custom hard top and full color electronics, life raft custom ,crane and dingy )