Page 1 of 1
Boat U.S. Insurance Quote
Posted: Tue Mar 29, 2011 10:31 pm
by rap55
Boat US Quote.... $ 4,518.00 per year
United Marine Underwriters...Same Coverage... $685.00 per year.
Filed a claim last year with UMU and they had an adjuster at the marina within 3 day`s and a check (less deductible) within 5 day`s of the completion of the repairs. No thanks Boat US!!!!!
Thanks, Rick
Posted: Tue Mar 29, 2011 11:15 pm
by foofer b
Wow, That's a heck of a difference. LIability only for my F26 thru Progressive is only $79 a year for 100/300/100k coverage.
Re: Boat U.S. Insurance Quote
Posted: Wed Mar 30, 2011 12:33 am
by k9th
rap55 wrote:Boat US Quote.... $ 4,518.00 per year
United Marine Underwriters...Same Coverage... $685.00 per year.
Filed a claim last year with UMU and they had an adjuster at the marina within 3 day`s and a check (less deductible) within 5 day`s of the completion of the repairs. No thanks Boat US!!!!!
Thanks, Rick
Your price from UMU is about what I pay per year with State Farm with a $1,000 deductible. I've had one claim when a wind storm shredded my canvas and they had the new canvas replaced with new SS frame and paid for within two weeks - total bill approximately $5,000.
Posted: Wed Mar 30, 2011 10:25 am
by larglo
It's funny that when looking into different things, like boat insurance you find out different things.
Boat US's insurance included $853,000.00 for fuel & oil clean up, I'll have to look and see if my Progressive does that. This is over and above recovery if the boat sinks.
So, in my quest to find not only the cheapest insurance, but also, the one that will protect me in ways I never thought of. I have some time before I have to renew my policy, so think I'll take my time and really do my homework before deciding on which one I choose. I'd like my a$$ covered, the best I can get it.
Larry
PS. My quote from Boat US was $188.00 plus membership of $24.00 per year.
Posted: Wed Mar 30, 2011 10:36 am
by g36
larglo you might want to also remember that boat us unlimited towing on percy priest lake is only $34 a year. same for me here on lake chickamauga. i dont know how much thats worth to you but for me its a no brainer
Spill Clean-up Coverage
Posted: Wed Mar 30, 2011 1:03 pm
by rap55
The policy with UMW covers up to $800,000 for spill clean-up. Since I already pay $186.00 a year to Boat US for Unlimited Gold membership I thought I might get a little consideration for that. Guess I was wrong!
I understand that boaters in Gulf Coast states may pay a little more because of hurricanes but that's ridiculous.
Thanks, Rick